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Customer Lifetime Value Calculator

How much is a customer really worth? Enter how much they spend, how often, and for how long to see both gross and profit-based lifetime value — plus a safe ceiling for acquisition cost.

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The lifetime value formula

Gross LTV = Avg purchase value × Purchases per year × Lifespan (years)Profit LTV = Gross LTV × Gross margin

Example calculation

A customer spends $80 per purchase, buys 4 times a year for 3 years. Gross LTV is 80 × 4 × 3 = $960. At a 60% margin, profit-based LTV is $576, and a sensible max CAC is around $192.

What your result means

Profit-based LTV is the number that should guide spending. If you keep acquisition cost below the suggested max CAC, you grow profitably; spend above it and growth costs you money.

Common mistakes

  • Using gross revenue instead of profit to judge how much you can spend.
  • Over-estimating how long customers actually stay.
  • Ignoring that improving retention raises LTV faster than chasing new buyers.

The number tells you where you are. Not what to do next.

A strong LTV is only valuable if you turn it into smarter acquisition and retention.

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Common questions

What is customer lifetime value (LTV)?

LTV is the total value a customer brings over the whole time they buy from you. Gross LTV is total revenue; profit-based LTV applies your margin so you see the actual profit a customer generates.

How is customer lifetime value calculated?

Multiply average purchase value by purchases per year by the number of years a customer stays. Multiply that by your gross margin to get profit-based LTV.

Should I use gross or profit-based LTV?

For deciding how much you can spend to acquire customers, use profit-based LTV. Gross LTV overstates what a customer is worth because it ignores the cost of delivering your product or service.

How does LTV help me set my acquisition budget?

A common rule keeps customer acquisition cost at around one third of profit-based LTV. That leaves room to cover overhead and still profit on each customer.

How do I increase customer lifetime value?

Increase average order value, encourage repeat purchases, improve retention so customers stay longer, and protect your margins. Small gains in retention often move LTV the most.

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